Margin Lending is a facility you may like to consider if you want to:

• build an investment portfolio quickly
• increase the amount you can invest
• multiply your return on investment
• take advantage of tax concessions
• increase your potential to diversify.

Margin lending uses your existing cash, shares or managed funds as security for the loan. It works in a similar way to a mortgage. You provide the assets to act as security and the lender loans you the money. A lending ratio known as the loan-to-valuation ratio (LVR) applies to each security and determines how much you can borrow.

Investing in shares and managed funds is one of the most direct and readily accessible ways to increase your wealth over the long-term. Margin lending allows you to borrow capital to further increase your initial and or on-going investment amounts, with the idea being that the return on investments often outweighs the interest payable on the loan. Even when this is not the case, with margin lending you still benefit from the tax advantages.

Pinnacle Tax & Accounting [“PTA”] can refer you to in-house experienced licensed financial planners in Pinnacle Advisory Services Group [“PASG”] AFSL 234665 who have access to a variety of margin lending providers as well as sound, expert and importantly - independent research on managed funds and Australian Shares. PASG’s access to margin lending facilities in conjunction with product independent advice, means not only do you get investment recommendations designed to meet your personal circumstances, risk profile and goals but we establish, maintain and review your investments regularly.

If you’re interested in margin lending and how it might help you achieve your investment goals, or would like to hear more about PTA’s Total Financial Solutions and PASG financial planning, call (02) 4655 7711 or email admin@ptagroup.com.au for your free 30 minute initial appointment, with one of our Advisers.

Let Pinnacle Tax & Accounting help you take care of your Margin Lending needs...

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